TERMS & CONDITIONS OF OFFER
All loans available through Liberty First Lending. Loan amounts range from $2,500-$45,000. APRs will range from 5.99%-29.99% and include a required origination fee of 4.9% that will be
financed into the loan. Loan must be used to directly pay off qualifying existing debt. This offer is subject to the expiration date listed on the front page. All loans are subject to credit
review and approval. You may be declined if your income is too low to support your current debt obligations along with the new loan. By responding to this offer, you are authorizing us to make
inquiries and obtain information about you as we deem appropriate for the purpose of evaluating you for this extension of credit, including but not limited to credit reports and income
verification. This soft inquiry will not affect your credit score. Should you elect to move forward with the loan, a hard inquiry will be run prior to funding that could affect your credit
score. If you accept your rate, proceed with your application, and take out a loan, repayment information will be reported to the credit bureaus. To evaluate savings on a loan you are
considering, it is important to compare your actual APR from your existing debt to the APR offered by Liberty First Lending. See liblst.com for more information.
You received this offer because you met certain criteria related to creditworthiness. This offer is conditioned on you continuing to meet these pre established criteria, and on final approval
based on our consideration and verification of financial information. We will be confirming your eligibility to accept this offer. Eligibility for a loan is not guaranteed. We may be unable to
provide you with a loan, if, after you respond to this offer, we determine that you do not meet the criteria established for this offer. We may also deny your request for a loan if you omit
any information from your application, if any information on your application is incorrect, or if we are unable to verify your identity. To receive a loan, you must be a US citizen or
permanent resident, currently reside in the US, and be at least 18 years old. Duplicate offers received as a result of multiple mailings to the same person are void. You may not transfer this
offer to anyone else. Liberty First Lending is not responsible for errors made by any credit reporting agency. Please note that with prior consent, all calls with the company may be recorded
or monitored for quality assurance and training purposes. NMLS ID 2490039, www.nmlsconsumeraccess.org. All rights reserved.
